Conventional
A flexible, widely used option for primary homes, second homes, and investment properties.
- Down payments may start at 3%
- Mortgage insurance may be removable
- Competitive options for qualified buyers
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Clear guidance. Thoughtful options. A mortgage team that stays close from the first question to closing day.
Options built around you
There is no universal mortgage. We help you compare the details, understand the tradeoffs, and choose a financing path that fits your real life.
A flexible, widely used option for primary homes, second homes, and investment properties.
Government-insured financing with approachable qualification guidelines for many buyers.
A powerful benefit for eligible service members, veterans, and surviving spouses.
Programs that may help eligible buyers bridge the gap between saving and owning.
Flexible financing for qualified borrowers whose income or circumstances may not fit traditional agency guidelines.
Investment-property financing that may qualify primarily through the property's expected rental cash flow.
Plan with confidence
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A calm, guided process
Tell us what you are considering—even if it is still just an idea.
We explain the numbers, tradeoffs, and next steps in plain language.
From application to closing, you will always know what comes next.
Local understanding, seven states
Ellie Mortgage proudly serves homebuyers and homeowners across seven states.
Let’s begin
Whether you are ready to apply or simply want to understand your options, share a little about where you are headed.